<h1>Top 10 Instant Personal Loan Apps in India – June 2025</h1>

<p>Are you in urgent need of cash? Looking for a fast and hassle-free personal loan of up to ₹5 lakh? You’re in the right place.</p>

<p>In June 2025, the Indian fintech sector has been revolutionized by a wave of instant personal loan apps that offer approvals in minutes with minimal paperwork — all online. Whether it’s for medical emergencies, travel, education, or personal use, these apps offer flexible repayment options, quick disbursal, and competitive interest rates.</p>

<h2>What Is an Instant Personal Loan?</h2>

<p>An instant personal loan is a short-term unsecured loan that gets approved and credited to your account almost immediately, usually through a 100% digital process. These loans require minimal documentation, have flexible EMI options, and are typically used for emergency or lifestyle expenses.</p>

<h2>Top 10 Personal Loan Apps in India – 2025</h2>

<h3>1. MoneyView</h3>

<p><strong>Loan Amount:</strong> ₹5,000 to ₹10,00,000<br>

<strong>Interest Rate:</strong> Starting at 1.33% per month<br>

<strong>Disbursal Time:</strong> Within 24 hours<br>

<strong>Features:</strong> Paperless KYC, low CIBIL score accepted</p>

<p><strong>Loan Amount:</strong> ₹10,000 to ₹20,00,000<br>

<strong>Interest Rate:</strong> Starting at 9.9% p.a.<br>

<strong>Disbursal Time:</strong> Under 5 minutes<br>

<strong>Features:</strong> Zero processing fee, 100% digital process</p>

<h3>3. KreditBee</h3>

<p><strong>Loan Amount:</strong> ₹1,000 to ₹4,00,000<br>

<strong>Interest Rate:</strong> Starting at 1.02% per month<br>

<strong>Disbursal Time:</strong> Under 10 minutes<br>

<strong>Features:</strong> Ideal for new borrowers</p>

<h3>4. CASHe</h3>

<p><strong>Loan Amount:</strong> ₹7,000 to ₹4,00,000<br>

<strong>Interest Rate:</strong> Starting at 2.50% per month<br>

<strong>Disbursal Time:</strong> Within 24 hours<br>

<strong>Features:</strong> Flexible tenure, salaried users preferred</p>

<h3>5. PaySense</h3>

<p><strong>Loan Amount:</strong> ₹5,000 to ₹5,00,000<br>

<strong>Interest Rate:</strong> Starting at 1.08% per month<br>

<strong>Disbursal Time:</strong> Instant approval<br>

<strong>Features:</strong> Available even for users with no credit history</p>

<h3>6. Dhani</h3>

<p><strong>Loan Amount:</strong> ₹1,000 to ₹15,00,000<br>

<strong>Interest Rate:</strong> Starting at 12% p.a.<br>

<strong>Disbursal Time:</strong> Instant in-app wallet credit<br>

<strong>Features:</strong> Cashback and wellness benefits included</p>

<h3>7. Stashfin</h3>

<p><strong>Loan Amount:</strong> ₹1,000 to ₹5,00,000<br>

<strong>Interest Rate:</strong> Varies by profile<br>

<strong>Disbursal Time:</strong> Within a few minutes<br>

<strong>Features:</strong> Personal line of credit</p>

<p><strong>Loan Amount:</strong> ₹5,000 to ₹1,00,000<br>

<strong>Interest Rate:</strong> Starting at 1.5% per month<br>

<strong>Disbursal Time:</strong> Within 3 hours<br>

<strong>Features:</strong> Great for first-time borrowers</p>

<h3>9. LazyPay</h3>

<p><strong>Loan Amount:</strong> ₹10,000 to ₹5,00,000<br>

<strong>Interest Rate:</strong> Starting at 15% p.a.<br>

<strong>Disbursal Time:</strong> Instant pre-approved loans<br>

<strong>Features:</strong> Buy now, pay later and EMI options</p>

<h3>10. TrueBalance</h3>

<p><strong>Loan Amount:</strong> ₹5,000 to ₹1,00,000<br>

<strong>Interest Rate:</strong> Varies by profile<br>

<strong>Disbursal Time:</strong> Within 10 minutes<br>

<strong>Features:</strong> Available in multiple Indian languages</p>

<strong>Pro Tip:</strong> Keep your PAN, Aadhaar, and bank details ready. Most apps offer instant eKYC, eligibility checks, and in-app EMI calculators.

</div>

Articles in "Finance"

Get ₹5 Lakh Instantly: Top 10 Instant Personal Loan Apps in India