₹50,000 Instant Loan Without Documents in India – 2025 Guide

Need urgent money but don’t have income proof or physical paperwork? You’re not alone. Many salaried, self-employed, or gig workers struggle to get loans from traditional banks due to lengthy documentation requirements.

Thankfully, digital fintech loan apps in India are changing the game in 2025. These platforms offer instant personal loans of ₹50,000 without asking for salary slips, ITR, or physical paperwork.

Can You Get a Loan Without Documents?

Yes — many NBFC-backed loan apps in India now offer low-documentation or zero-paperwork loans. All you need is:

• Aadhaar Card
• PAN Card
• Bank account with statement access

KYC is completed via mobile, and approval takes just minutes.

Top Loan Apps Offering ₹50,000 Without Documents – 2025

1. KreditBee

Loan Amount: ₹1,000 to ₹4,00,000

Features: Paperless process, no ITR needed, quick disbursal

2. MoneyTap

Loan Amount: ₹3,000 to ₹5,00,000

Features: Instant approval with e-KYC, flexible credit line

3. Navi

Loan Amount: ₹10,000 to ₹20,00,000

Features: Zero paperwork, app-based approval, minimal questions asked

4. Nira

Loan Amount: ₹5,000 to ₹1,00,000

Features: Best for new-to-credit users, basic KYC required

5. CASHe

Loan Amount: ₹7,000 to ₹4,00,000

Features: Easy approval with Aadhaar & PAN only, flexible tenure