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Loan Amount

Min: ₹50,000Up to: ₹5 Cr

Loan Tenure (Years)

Min: 1 YearsUp to: 30 Years

Interest Rate (%)

Min: 5.0%Up to: 20.0%
Ram Fincorp Digital Personal Loan

Ram Fincorp Personal Loan

Ram Fincorp Digital Personal Loan

Instant approval100% digital process
Top Pick
Approval Within 5 minutes
Disbursal Instant after approval

Interest

Starting from 0.4% per day

Amount

₹1,000 – ₹1.0 L

Tenure

Up to 45 days

Fee

Starting from 4% of loan amount + applicable taxes

New
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KreditBee Instant Loan

KreditBee Instant Loan

KreditBee Instant Loan

App-based loan journeyMinimal documentation
Personal Loan
Approval After eligibility check and KYC verification
Disbursal Within 10 minutes after approval

Interest

15% to 29.95% p.a.

Amount

₹1,000 – ₹4.0 L

Tenure

64 days to 24 months

Fee

upto 2%

New
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Kissht Personal Loan

Kissht Personal Loan

Kissht Personal Loan

Digital credit lineApp-based loan journey
Personal Loan
Approval After successful KYC and eligibility verification
Disbursal Within a few hours after verification

Interest

14% to 20% p.a.

Amount

₹5,000 – ₹2.0 L

Tenure

6 to 24 months

Fee

upto 4.5%

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Ring Power Loan

Ring Power Loan

Ring Power Loan

Collateral free loanDigital KYC via DigiLocker
Personal Loan
Approval After digital KYC and eligibility verification
Disbursal Instant to 24–48 hours after approval

Interest

18% to 33% p.a.

Amount

₹2,000 – ₹5.0 L

Tenure

3 months to 24 months

Fee

upto 2%

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Understanding Personal Loans

Personal loans are unsecured loans that can be used for various purposes like medical emergencies, wedding expenses, home renovation, or debt consolidation. They offer flexibility and quick access to funds without requiring collateral.

No collateral required

Flexible usage of funds

Quick disbursal process

Fixed interest rates and EMIs